Reverse Mortgage/HECM Counseling

Tools & Resources Workshops

Human Development Services of Westchester is the second HUD-Approved Housing Agency in Westchester County to provide Reverse Mortgage and Home Equity Conversion Mortgage Counseling (HECM) for homeowners age 62 or older.

 

HDSW’s HUD-certified HECM counselor will inform and guide the client on reverse mortgages, eligibility criteria, and homeowner and lender responsibilities.

 

The only reverse mortgage insured by the U.S. Federal Government is called a Home Equity Conversion Mortgage or HECM, and is only available through an FHA approved lender. HECM mortgages allows for the homeowner to borrow against the equity accumulated in their homes over time.

 

For more information on Reverse Mortgages, please visit the National Council of Aging’s booklet, “Use Your Home to Stay at Home.” and call HDSW’s HECM-Certified Counselor at 914-939-2005

 

http://www.ncoa.org/news-ncoa-publications/publications/ncoa_reverse_mortgage_booklet_073109.pdf
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